First, let’s be sure you are talking about the “bumper-to-bumper” manufacturer’s warranty. If not, then you only have coverage on a few components of your

vehicle under the powertrain warranty. In this case, an extended service contract will provide you with far more coverage and far more protection from any

unexpected repair bills.
 

If you are still covered by the manufacturer’s warranty, the bet course of action is to try and perfectly time the purchase of an service contract to match up

with the end of your current warranty. Just be sure that you don’t forget to purchase a service contract before your current warranty expires. It would be

quite unfortunate if your vehicle picked that week to have a repair bill. Also, be aware that coverage prices are impacted by mileage, so if you are close to a

mileage breakpoint (usually 12,000 increments), then purchasing a service contract early might make a lot more sense.